Public Liability Insurance is mandatory for all educators. If a child or other person is injured or their property is damaged as a result of your work, you may be found ‘unintentionally negligent’ and a public liability claim may be brought against you. Should this occur our Public Liability Insurance has you covered.
Public Liability Insurance comes standard as part of Family Day Care Australia's Family Day Care Insurance Package.
Casey is 3 years old. While in your care he trips over some toys on the floor and hits his head on the tiled floor and is taken to the doctor by his parents. You lodge an incident report however he appears to be fine and no claim is made against you. Five years later Casey is found to have learning difficulties and a CAT scan reveals damage to the brain caused by a hard knock to the head. The parents pursue legal action against you for the incident that occurred five years ago however your circumstances have changed and you no longer hold this policy.
With some competitors insurances you may no longer be covered but with Family Day Care Australia Insurance Services you are covered now and in the future.
The public liability insurance is underwritten by certain underwriters at Lloyd’s of London. Family Day Care Australia ABN 93 094 436 021 AFSL 329 616 receives commission and fees for arranging this insurance. For full details see our Financial Services Guide (FSG). Because we don’t know your financial needs, we can’t advise if this insurance will suit you and we do not take into account your personal circumstances. The information we provide is general in nature only. You should consider your needs and read the Policy Wording before making a decision to buy this insurance. Please call us on 1800 658 699 for a copy of the FSG and Policy Wording.
ABN 93 094 436 021 | AFSL 329 616